• Max 60% LTV
• Power of Attorney is not allowed
Credit-- No FICO required. International credit report is acceptable or four credit reference from original country is required.
Income—We require 2 years income verification history. No US tax return required. If the country of origin does not require the borrower to file tax return, then we will need paystubs, an employment letter on company letterhead explaining compensation. For self-employed, CPA letter is required.
Assets—Must source seasoned assets in a known verifiable worldwide financial institution. Will need 12 month PITI reserve.
友情提示：资产在银行账户上要存两个月，可以免去被调查进账来源的麻烦。
信息来源：
Shaodan Li
Senior Mortgage Originator/Producing Manager
Circle Square Mortgage (方圆贷款)
7510 Clairemont Mesa Blvd. #108
San Diego, CA 92111
Fax: (877) 442-7883
NMLS ID: 335515, CA BRE Lic #: 01891939
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